General Frequently Asked Question

How do I get a private loan for continuing education?

UCSC Silicon Valley Extension students can apply for a private student loan that includes course fees and textbook costs. You do not need to be enrolled in a degree program, but you do need to establish candidacy in one of our certificate programs.

How the loan process works

Apply early!

It can take four weeks after applying to receive the first loan check. We recommend that you begin the loan application process early.

1) CHOOSING A LENDER*—UCSC Extension does not endorse any financial institution. We have, however, worked with lenders and have provided a Student Loan Lender List of organizations that offer competitive loans to students in continuing education programs. To learn about other financing options, visit Ways to Finance Your Education.

In addition to considering the institutions on our Student Loan Lender List, you may want to contact your current bank or other lending institutions to see if they offer a student or continuing education loan. UCSC Extension will work with any student loan lender. Selecting a lender with whom we have an established relationship, however, may result in more expeditious loan certification and check distribution. We adhere to a UC-system wide code of conduct regarding interactions with lenders. For details, click here.


2) APPLICATION—The application process is generally completed online or via telephone. Apply early. Payment is usually timed to arrive when needed to pay course fees. (See Notes)


3) PAYMENT TO UCSC SV—Once approved, a student loan check is disbursed to UCSC Extension, payable to the student.


4) STUDENT NOTIFICATION—UCSC Extension will contact the student when the loan check is available.


  • The application may take four weeks for payment.
  • Applying for a loan does not reserve a space in the course.
  • Payment is required at the time of enrollment.

Students should consider all educational funding options prior to securing a private alternative loan. Remember to carefully review the terms and conditions, as the loan is from the lending institution and not from the school.

Federal Aid

Because Extension does not offer formal degree programs, UCSC Extension students are not eligible for Title IV financial aid based on the Free Application for Federal Student Aid (FAFSA).