Coronavirus (COVID-19) Update

Enjoy a fully remote summer of professional education at the Silicon Valley Campus and the re-emergence of in-person courses in September. Visit our COVID update page.

Course

Applied Mathematics for Financial Planning | FPLN.X409


This course covers the basic analytic tools and mathematical techniques used in personal financial planning. The emphasis is on understanding and applying quantitative concepts and techniques such as present/future value analysis, discounted cash flow, internal rate of return, measurements of investment performance, analysis of equities and fixed-income investments using statistical tools, evaluation of mortgages, and cash-flow planning for retirement and education. The course is specifically oriented toward practical problem solving.

Note(s): An HP-12C financial calculator is required.

Learning Outcomes

At the conclusion of the course, you should be able to:

  • Apply TVM principles to solve problems in various financial planning and investment applications, including retirement and education funding, consumer purchases, bond pricing and the analysis of investment alternatives.
  • Create personal balance sheets and income and expense statements and perform relevant analysis, including the calculation of personal financial ratios.
  • Understand and calculate the impact of inflation on savings and investment plans and goals.
  • Define and calculate the various measures of "average return", and identify where used.
  • Calculate volatility in investment returns and interpret results.
  • Achieve a basic understanding of equities (stocks), options, mutual funds and bonds in order to complete computations relevant to pricing and other analyses.
  • Define and measure risk for different types of investments (bonds, equities) and calculate industry defined risk adjusted return metrics.
  • Master the HP12C calculator for various computations.
Have a question about this course?
Speak to a student services representative.
Call (408) 861-3860
This course is related to the following programs:

Course Availability Notification

Please use this form to be notified when this course is open for enrollment.

Contact Us
Speak to a student services representative.

Call (408) 861-3860

Envelope extension@ucsc.edu