Risk Management in Personal Financial Planning


This course provides a survey of risk management with a focus on applying the fundamentals of risk management to such personal issues as premature death, medical costs, long-term care, property and liability exposures. After a review of the fundamentals of risk management, this course covers the techniques and strategies of risk management, including the use of various forms of insurance and risk retention and reduction.

Prerequisites:


Offering code Offering title
FPLN.X409 Applied Mathematics for Financial Planning
FPLN.X400 Personal Financial Planning, Survey

Income Taxation in Personal Financial Planning


Designed for students intending to become financial planning professionals, this course focuses on the interrelationship between common income tax rules and planning techniques that are applicable to individuals.

Prerequisites:


Offering code Offering title
FPLN.X400 Personal Financial Planning, Survey
FPLN.X409 Applied Mathematics for Financial Planning

Personal Financial Planning, Practicum


This final course in the certificate program is open only to students who have completed all other required courses. You'll apply the skills and knowledge gained in prior courses through the extensive use of case studies, then undertake the process of preparing and presenting a complete financial plan in an environment of non-liability.

Prerequisites:


Offering code Offering title
FPLN.X409 Applied Mathematics for Financial Planning
FPLN.X400 Personal Financial Planning, Survey
FPLN.X411 Employment Benefits and Retirement Planning in Personal Financial Planning
FPLN.X402 Estate Planning
FPLN.X410 Income Taxation in Personal Financial Planning
FPLN.X401 Investments in Personal Financial Planning: Principles and Methods
FPLN.X405 Risk Management in Personal Financial Planning

Enrolled Agent Review, Part 3 - Representation, Practices and Procedures


How close are you to earning your Enrolled Agent license? Enrolled agents (EAs) are federally licensed tax practitioners who can represent taxpayers before the IRS. To earn the license, you must pass the Special Enrollment Exam (SEE) or have worked for the IRS. Enrolled agents are equipped to advise, represent, and prepare tax returns for individuals, partnerships, corporations, estates, trusts, and any entities with tax-reporting requirements.

Prerequisites:


No prerequisites


Wealth Management


UCSC Extension in Silicon Valley has partnered with the Center for Wealth Management to offer this exclusive course on managing your money during turbulent markets. Maintaining and expanding your wealth can be a challenge - one that requires a completely different skill set than creating wealth. A number of factors can make the process even more difficult. Lack of understanding and reliance on a trusted advisor, in combination with intimidating presentations, conflicting professional opinions, and biased financial advice can all complicate strategic decisions.

Prerequisites:


No prerequisites


Financial Planning Information Session


Are you interested in a career in the field of Financial Planning? Do you want to do a better job of managing your own finances? Financial planning and wealth management remains a fast-growing field because of the complexity of financial decisions facing all of us. Join us in this session where program coordinators and instructors provide an overview of UCSC Extension's Certified Financial Planner Board-registered program.

Prerequisites:


No prerequisites


Sections :


Section Start Date Time Location Cost Instructor Name Full Schedule Enroll
13552.(033) 1/16/2018 06:30 PM SANTA CLARA 0 Renee M. Snow View Enroll

Personal Financial Planning Certificate Completion Review


Once all of the certificate requirements have been met and your final grades are posted, please access your Student Portal to enroll in the “Certificate Completion Review” to begin the review process. Please allow up to 4 weeks to receive your certificate.

Prerequisites:


No prerequisites


Sections :


Section Start Date Time Location Cost Instructor Name Full Schedule Enroll
O-CE0163.(007) // 04:00 PM 75 View Enroll
Personal Financial Planning

Group

About

Your Future—in Dollars and Cents

Forget guessing about money—what’s the best way to manage it? Regardless of where you are in life, understanding your finances is often half the battle of staying solvent. Our Personal Financial Planning certificate offers a strong foundation in retirement planning, compensation management, estate planning and investments—the fundamentals you need to manage your own finances or study to become a CERTIFIED FINANCIAL PLANNER™.

Pick up skills course by course or declare candidacy for the certificate to prepare for a career in this growing field.

CFP® Approved

Want to sit for the CFP® exam? Our courses fulfill the CFP Board of Standards’ education requirements.

Silicon Valley Approach

As the South Bay’s only CFP® Board-authorized provider offering classroom instruction, our instructors bring real-world case studies from private practice and the corporate world.

WHAT STUDENTS SAY

"I wanted to make an impact in my community...it was time to start taking classes." –Cameo Roberson

The Profession

The Best Laid Financial Plans

What’s the best way to plan for retirement, pay off your mortgage or send your kids to college?

At its heart, financial planning is practical problem-solving. As a personal financial planner, either as a partner at a firm or the principal of your own practice, you can empower your clients to make educated plans about the way they spend, save and invest. Our Personal Financial Planning curriculum will prepare you to help others plan for the future.

Average Earnings

The average median pay for financial planning advisors was $89,160 in May 2015. –Occupational Outlook Handbook, Bureau of Labor Statistics

Certified financial  planners often earn in excess of $100,000 annually.

Market Relevance

Financial advisors rank #4 in Best Business Jobs for 2016. –U.S. News & World Report

Job Prospects

Employment of personal financial advisors is projected to grow 30% from 2014 to 2024, much faster than average for all occupations. As the population ages and life expectancies rise, demand for financial planning services should increase. –Occupational Outlook, Bureau of Labor Statistics

STUDENT SPOTLIGHT

Overall, the course construction, design, availability, and the incredible teachers increased my readiness—and made my journey more rewarding.” –Shashank Kolhe

Outcomes

Program Objectives

As a graduate of the Project and Program Management certificate program, you’ll have the skills to:

  • Understand applied mathematical concepts for financial planning
  • Identify and solve estate problems from the financial planning perspective
  • Decode the retirement planning process, including how to determine the adequacy of your client’s resources and income
  • Apply risk management to financial decision-making
  • Understand the structure, regulation and operation of investment markets

WHAT OUR STUDENTS ACCOMPLISH

"UCSC Extension has connected me to further training and other avenues of serving the community." –Elisa Ordona

FACULTY

At UCSC Extension, courses are developed by program chairs and faculty according to the rigorous University of California standards and designed to meet the economic needs of each industry. Our instructors represent the best of both worlds.

Program ChairDescription: Rene_Snow_599.jpg

RENÉE SNOW, Ph.D., CFP®, has worked as a Certified Financial Planner® for the past 20 years and has combined technical expertise with psychology and philosophy in service to her clients. She earned a M.S. in accountancy and worked eight years for a large regional CPA firm. Dr. Snow manages her own firm and specializes in tax planning, asset management, and the psychological aspects of wealth management. As a financial planning instructor at UCSC Extension, she grounds students in the philosophy of economics while giving them the practical tools to work in the financial services industry. The focus of her research has been an inquiry into the ancient texts of Buddhism, Hinduism, and Jainism as they apply to financial management. Dr. Snow has published works in the areas of leadership and behavioral finance.

Advisory Board

Renee Snow, Ph.D., CFP®, EA

Cynthia J. Riley, B.S.

Eric Solve, CFP®

James Park, B.S.

Curriculum

Program Format

UCSC Extension’s Personal and Financial Planning program is offered at UC Santa Cruz Silicon Valley Campus, a beautiful facility located on the corner of Scott and Bowers in Santa Clara. Choose courses according to your interest or declare candidacy in the certificate for a more comprehensive overview of the field.

Certificate Requirements

Total: 8 courses

Required: 8 courses, including 2 prerequisites

GPA: 3.0, with a C or better in all courses.

Timeline: To earn the certificate, you must complete all minimum requirements within 3 years of declaring candidacy.

Transferring courses from other institutions: Courses completed more than 5 years prior to the date of certificate issuance cannot be used to fulfill requirements. Learn more about course substitution by contacting Student Services

Prerequisites

  • Applied Mathematics for Financial Planning, 3 units
  • Personal Financial Planning, Survey, 4 units

Required Courses

  • Employee Benefits and Retirement Planning in Personal Financial Planning, 3.5 units
  • Estate Planning, 3.5 units
  • Income Taxation in Personal Financial Planning, 3.5 units
  • Investments in Personal Financial Planning: Principles and Methods, 4 units
  • Risk Management in Personal Financial Planning, 3.5 units

Final Required Course

  • Personal Financial Planning, Practicum, 3 units

Also of Interest: Enrolled Agent Program

  • Enrolled Agent Review, Part 1 – Individuals, 3 units
  • Enrolled Agent Review, Part 2 – Businesses, 3.5 units
  • Enrolled Agent Review, Part 3 – Representation, Practices, and Procedures, 1.5 units

Investment Analysis

  • Advanced Investment Analysis I, 3 units

Prerequisites

If you intend to pursue the Certificate in Personal Financial Planning and take the CFP® examination, you should hold a bachelor’s degree in any discipline from an accredited U.S. college or university recognized by the U.S. Department of Education.

Recommended Course Sequence

The two prerequisite courses ("Applied Mathematics for Financial Planning" and "Personal Financial Planning, Survey") must be completed prior to enrolling in the remaining courses. The final course for all candidates is the "Personal Financial Planning, Practicum."

INFO SESSIONS

Want to learn more about our curriculum in person? Join us for a free Info Session to learn more about our courses, faculty, and program requirements. Learn more on our Events page.

STUDENT FEATURE

“UCSC Extension’s courses are very comprehensive; they cover all aspects of the financial industry.” –Tom Nguyen

PRICE

The rough cost of the Personal Financial Planning certificate is $6,000.

Enroll

Enrollment

No application is required to enroll in our courses or certificate programs. Information about our open enrollment process can be found on our Enrollment page. If you have any questions about our programs, please contact the UCSC Extension Outreach office by phone at 408-861-3860, or by email at extensionprogram@ucsc.edu.

From the schedule below, click on a course title to see sections available for enrollment. You may view the full course schedule, or enroll in the course, by clicking the respective button. The course type offerings (classroom, online, blended) are guidelines and subject to change. A blended (hybrid) course has both classroom and online components.

Declaring Candidacy

If you intend to pursue a certificate, declaring candidacy establishes program requirements early in your studies, so any subsequent curriculum changes do not affect your progress. It does not limit what courses you can take; and it helps you structure your professional development program for maximum benefit to you. Go the declare candidacy page to establish your requirements for this program. Certificate program requirements must be completed within three years of declaring candidacy.

Course Schedule


1. Prerequisite Courses:
classroom : Classroom
online : Online
hybrid : Blended
Classroom and Blended : Classroom and Blended
Classroom and Online : Classroom and Online
Online and Blended : Online and Blended
Offering Code Offering Units Fall Winter Spring Summer
FPLN.X400 Personal Financial Planning, Survey 4.0 Classroom Classroom
FPLN.X409 Applied Mathematics for Financial Planning 3.0 Classroom Classroom
2. Required Courses
classroom : Classroom
online : Online
hybrid : Blended
Classroom and Blended : Classroom and Blended
Classroom and Online : Classroom and Online
Online and Blended : Online and Blended
3. Practicum Course
classroom : Classroom
online : Online
hybrid : Blended
Classroom and Blended : Classroom and Blended
Classroom and Online : Classroom and Online
Online and Blended : Online and Blended
Offering Code Offering Units Fall Winter Spring Summer
FPLN.X490 Personal Financial Planning, Practicum 3.0 Classroom Classroom
4. Enrolled Agent Program
classroom : Classroom
online : Online
hybrid : Blended
Classroom and Blended : Classroom and Blended
Classroom and Online : Classroom and Online
Online and Blended : Online and Blended
6. Required Certificate Review
classroom : Classroom
online : Online
hybrid : Blended
Classroom and Blended : Classroom and Blended
Classroom and Online : Classroom and Online
Online and Blended : Online and Blended
Offering Code Offering Units Fall Winter Spring Summer
O-CE0163 Personal Financial Planning Certificate Completion Review
5. Investment Analysis Courses
classroom : Classroom
online : Online
hybrid : Blended
Classroom and Blended : Classroom and Blended
Classroom and Online : Classroom and Online
Online and Blended : Online and Blended
Offering Code Offering Units Fall Winter Spring Summer
BUSM.X402 International Business and the Global Economy 3.0 Classroom Online
FPLN.X403 Advanced Investment Analysis I 3.0 Classroom
FPLN.X404 Advanced Investment Analysis II 3.0 Classroom

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